White Farmhouse | Mebane NC New Homes

Build On Your Lot: Frequently Asked Questions

How to Build a House on Your Lot in North Carolina

Own land? Still searching? These questions help answer what to look for when you choose your lot, purchase your land with a licensed real estate agent, decide where to place your home, and select a custom home builder to construct your North Carolina new home.

Knowing what to ask can help ensure you know what it takes to build your new home. Here are some of the most important questions about land, lots, parcels, and homesites that enable you to be informed and prepared.

Contact Travars Built Homes to learn more about how to build a new custom home on your land.

What’s the best size lot for a new custom home build?

The best size lot for a new custom home build is determined by your floor plan, community covenants if applicable, local build requirements, what kind of septic/sewer system is required, whether you need a well, and other mandates. We will go over all of that with you, when we know what and where you’d like to build.

Here are more questions to ask about lot sizes:

  1. How can I find out how big my lot has to be, for a specific floor plan?
  2. Why do I need a bigger lot to have a side load garage?
  3. I own several acres – can I put my home wherever I want on my land?

Will the builder look at the lot I am considering purchasing prior to me buying it, and give me his perspective about what it will cost to build there?

When you build with Travars Built Homes, an on site assessment is part of our standard process. We will talk about the fit of your floor plan to your lot, your driveway, and other site specific build imperatives.

Here are some common questions we can answer, after we take a look at your lot together:

  1. How much does it cost to clear trees and shrubs off my lot?
  2. What is the difference between a soil scientist and the county doing a soil evaluation?
  3. What is an improvement permit and why do you need to get that for me that before the build permit?
  4. If a septic permit only allows 3 bedrooms, is it possible to have 4 bedrooms?
  5. How many bathrooms can I have in my home?

What kind of slope does my lot need to have for a walk-out basement?

Most basement homes in NC are walk-out, set into a slope of about 6 feet over the course of the home. We can add a basement to nearly any floor plan, but the the look of the home can change depending on the direction of the slope. Before selecting a home with a basement in the floor plan, talk with your builder about placement of your home.

Here are more common questions we’ll help answer related to site conditions:

  1. What is the difference between a sewer and a septic system, and how does that impact costs?
  2. What is the difference in maintenance and build cost for a conventional septic system versus an engineered system?
  3. What is the build cost for a well? How deep it will be?
  4. What is a community septic system, and how does that work? What is a grinder pump and how much does that cost?

Will the lender combine the lot purchase and home build cost into one loan, or do I need to buy my land and home separately?

Your lot purchase and the construction of your home are typically bundled into one transaction with a construction to perm loan, so you do not need to buy the lot before you build. Read more about NC new home financing and construction loans here.

Where can I learn more about how to buy land in North Carolina?

Work directly with a real estate agent with expertise and experience in lot and land purchasing. Kelly McNabb, NC REALTOR® at Costello Real Estate and Investments, can help get you started.

Kelly McNabb
REALTOR®/Broker (919) 391-0315 Costello Real Estate & Investments
kellym@costellorei.com kellymcnabb.costellorei.com

Here are the kinds of questions Kelly can help answer for you, in tandem with Travars Built Homes:

  1. Has the perc test been done on this lot? Is it possible to build a home on land that does not perc? How does that work?
  2. What does it mean when a listing says “water nearby”? How can I find out what it will cost to hook up to that city/county water source?
  3. What can I do if the lot I want to purchase is land locked?
  4. What do I need to know about flood plains?
  5. If I want to have a future pool, what does the builder and the county need to know about that?
  6. What is an impervious surface and how does that impact my build?
  7. What do I need to know about setbacks and easements?
  8. What is the difference between a lot survey and a plot plan and who handles that?
Wendell North Carolina New Homes | Built In Storage Benches

Chatham County new home checklist – Built in storage ideas for every room

Built in bookcases, open shelving, cubbies, kitchen pantries

Get ideas for custom home built in bookcases, open shelving, cubbies, kitchen pantries, and storage spaces for every room from Chatham County new home builder Travars Built Homes:

Chatham County New Home Storage Idea #1: Built in Bookcases Alongside a Fireplace

Built in bookshelves next to the fireplace are a popular choice in new homes by custom builders in Chatham County and across central NC. [Get floor plan ideas here.]

Bookcases can be set into the wall with open shelving, cabinets, specialty trim, and other features. Nearly all fireplace surround bookcases are built with a standard height between shelves (similar to when you buy a furniture bookcase). Just give us a picture – we can build it! Travars Built Homes can space shelves at custom heights that you ask for at one of your meetings with the builder on site. It’s part of our standard design/build process!

Chatham County New Home Storage Idea #2: Open Shelves Above a Kitchen Serving Bar

Looking for something more unique in your built-ins? Ask your new home builder how much flexibility you can have for touches like this throughout your home – and what materials they offer for open shelving, such as the Cedar above this kitchen bar and master bedroom beam ceiling.

Chatham County New Home Storage Idea #3: Built In Drop Zone by the Garage

Drop zones with shelves, cubbies, cabinets, and drawers are a very popular addition to new Chatham County homes. We can build them anywhere in your home, with the most common choices between the garage and laundry room or kitchen. This drop zone has a built in bench, shoe cubbies, and bead board trim. Send us a link to a look you like – we can build that, too.

Chatham County New Home Storage Idea #4: Large Pantry with Custom Shelving

A U-shaped pantry is great for “at a glance” storage. A U-shaped pantry requires more depth (and less width) than an L-shaped pantry – so ask your builder what can fit into your floor plan. Adding more pantry shelving at different widths and heights is a popular request.

In this example, one wall of shelving is designed with thin shelves for spices and specialty items, while the other two walls are deeper for cans, boxes, and paper goods:

Chatham County New Home Storage Idea #5: Built in Benches

Add hidden storage to your breakfast room, mudroom, hallway, or nook with built in benches.

Wendell North Carolina New Homes | Built In Storage Benches

Chatham County New Home Builders

At Travars Built Homes, our design build capabilities offer you the opportunity to modify your floor plan to fit your lifestyle. Let us know if you want to plan for extra storage spaces after building your home.

We can modify your floor plan with things like a prepared alcove with the dimensions you’ll need later on.

In this Chatham County custom home, the upstairs loft includes a stretch of half wall (instead of more open railing) designed to accommodate future storage built-ins:

Contact Travars Build Homes for new home pricing in Chatham County, NC – and the surrounding areas within about an hour of Chapel Hill, NC.

5 Myths About Multi-Generational New Homes NC

Give everyone the space they need. Combine living arrangements where it makes the most sense for your new multi-gen home (with a dual master, mother in law, or extended family layout). What do you need to know, when you look at plans and look for a multi-gen new home builder?

Travars Built Homes builds new, custom multi-gen homes in NC. Ask us for house plan options that fit your needs – click here.

As you consider space for long-stay extended family members, caretakers or guests, here are the top myths about building a multi-generational new home in North Carolina:

Chatham County Homes

North Carolina multi-gen new home myth #1

I can attach a separate apartment to my home that is private, as long as it is part of the initial home structure. FALSE.

TRUTH:

Any portion of your home that is separated by a wall, as opposed to having an access from one part of the home to the other, can be considered a duplex and would likely not be approved as a single family home in NC.

Be careful to choose a floor plan that includes any multi gen, mother in law, or dual master elements as an integral portion of the home. Although there can be privacy, there must be access into the home. Although it can have a private entrance from the exterior, it must also have an entrance on the interior. Additional regulations may apply.

Even floor plans that have a little apartment attached will need to have approval from all applicable entities before it can be built. This is especially true when you want to add a little apartment on the other side of the garage, for example, as it will have it’s own systems and is self-contained, which means it can be considered a separate residence.

Chatham County Homes

North Carolina multi-gen new home myth #2

I can build a guest cottage on my lot if I have a big yard. FALSE.

TRUTH:

Your ability to build a structure on your lot – whether it is a cottage, outbuilding or gazebo, needs to have approval from the building department, architectural review board (if you live in a community with an HOA) and other factors such as water and septic or sewer systems.

Even if your lot is in a countryside location, you will need to familiarize yourself with county or town regulations applicable to your land. You’ll need a building permit before you get started.

Most custom home community covenants do NOT allow a guest house on the same lot.

If the lot has a septic system, it will typically be rated for 3-4 bedrooms. So even if a separate structure is allowed, you will need to divide the amount of bedrooms per dwelling to use that system – and you may be required to have a separate system, which will need to be approved.

Some custom home communities allow a second structure such as a garage or an art studio. It may be possible to have a small cottage, which may require attachment with a breezeway. See the community covenants for their rules. All structures will need to be approved the the archiectural committee as specified in the covenants.

It may be possible for a guest house to be considered a separate home, as opposed to a single dwelling on the lot, depending on the regulations for that location. This would also need to be approved by the building department as well as the architectural review board in the community.

North Carolina multi-gen new home myth #3

As long as I have an entrance from one part of the home to the other, I can have two full kitchens, great rooms, and pretty much duplicate my home as though it is a duplex as long as it is accessible from both sides via a doorway. FALSE. GET APPROVALS AND PERMITS – THIS IS NOT THE INTENT OF A SINGLE FAMILY HOME.

TRUTH:

Be careful about trying to combine two families into one structure, with what amounts to two separate homes if zoning is for single family homes. This can be rejected by building department regulations, zoning, and community covenants.

Multi gen plans can be customized and there are many possibilities. However, a single family home is not the same thing as a duplex, which requires different zoning and other requirements.

The best approach to having a multigen home accepted by regulators is to choose a layout that is designed for a single family with a long term guest or caretaker. For example, a kitchenette could be more appropriate for a mother in law, care taker, or guest suite than a home with two full kitchens and living areas. As with all homes, your floor plan must adhere to the approval process, and follow all the rules.

Avonlea | Durham Home Builder

North Carolina multi-gen new home myth #4

A full apartment in the basement is always acceptable in single family zoning. FALSE.

TRUTH:

Nothing is “always acceptable” – your custom home builder will help guide your choices in adherence to rules and regulations. As with any addition to the home that is designed to accommodate multi-gen situations, a full apartment in the basement must be approved as applicable by the county, town and any other entities that have say in the process, including the community HOA (where applicable).

Although multi gen accommodations within the home are accepted more widely than a stand alone cottage or a separate apartment on the other side of the garage with it’s own systems, acceptability depends on local regulations and requirements.

More often, you will find new multi-gen homes with two master bedrooms or a master suite and guest suite on the first floor:

Avonlea | Durham Home Builder

North Carolina multi-gen new home myth #5

A multi gen home must share the same laundry room FALSE.

TRUTH:

You can typically have as many laundry rooms as you would like in your home. You can also have as many bathrooms as you like. The only rooms limited by septic system regulations are the amount of bedrooms – as the indicator of how many people live there full time.

In fact, it’s becoming common to have two or even three laundry rooms, for added convenience inside non multi-gen new homes. Some custom homes have a laundry room on each floor. Some have laundry setups in the master suite closet or extended guest suite.

Laundry Mudroom Door to Master Closet | Mebane NC New Homes

Whether you are seeking to create a mother in law suite, multi-gen, dual master, or small apartment in the new home you want to build, the most important thing to keep in mind is how to divide gathering areas and personal space.

We will help you with that! Contact Travars Built Homes to get started.

19 Questions to Ask NC home builders – before you buy

What questions should I ask builders about building a new home in the Raleigh, Durham, Chapel Hill region of North Carolina?

“Price per square foot” is NOT the most important thing to know.

Use this checklist of new home construction cost questions – and learn why to avoid asking “what’s your cost per square foot”? Contact Travars Built Homes for answers to these questions.

Questions to ask NC home builders: (Not) cost per square foot

  1. Why does price per square foot come out much higher for some homes than others, even though the size and layout look very similar?
  2. What comes included in this home, as a starting, “basic” build?
  3. Can you give me a detailed package that has everything in writing, so I can see just what’s already in there and what I need to add?
  4. How long will it take to build my new home?

Questions to ask NC home builders: Location and site work

  1. Where can you build my new home in NC?
  2. Is site work included in your price? Do you give that to me prior to contract?
  3. What does it cost to build this home on my lot, as opposed to on a lot in your community?
Questions to ask NC home builders

Questions to ask NC home builders: Floor plan layout and style

  1. How do I find a cost-effective floor plan?
  2. Why does a home with a large kitchen cost more to build than a home with a large great room?
  3. Why does an owners suite on the main floor cost more than an owners suite upstairs?
  4. Why does it cost more to have a sprawling footprint than one that has more square feet upstairs?
  5. Why does a home shaped like a “box” cost less to build than a home with “cutouts?”
  6. How much less does it cost to build a bonus room over a great room than to add a keeping room on the main floor?
  7. Why do contemporary home architectural styles cost more to build than traditional architectural styles?
Questions To Ask NC Home Builders
Questions To Ask NC Home Builders

Questions to ask NC home builders: Selections and features

  1. How much does a typical homebuyer pay in addition to the “base” price for your homes once they start including things like microwaves and other features that are in typical custom homes?
  2. How many choices do I have for selections in your “base” pricing?
  3. What kind of energy efficiency (features and processes) does this home have?
  4. How much do windows and doors matter when adding up costs?
  5. Does it cost more to have a carriage than a third bay in the garage?
  6. Is a sealed crawl space included?
  7. Are there built-ins? Trey ceilings? Trim around windows and doors? Crown moulding?
Questions To Ask NC Home Builders

Learn more about building a new home in North Carolina in our FAQs. Contact Travars Built Homes to start asking questions!

What kind of loan do I need to build my new home?

How is a custom home financed in North Carolina?

When you build a new custom home in North Carolina, it’s typical to need a construction to perm loan, as opposed to a mortgage loan, which is more common when purchasing an existing home.

Construction loans are short term loans, most often with interest-only payments that are intended to last the length of your new home construction – up to one year.

Your lot purchase and the construction of your home are typically bundled into one transaction with a construction loan, so you do not need to buy the lot before you build. Travars Built Homes can be built on your lot, in custom home neighborhoods or countryside locations within about an hour of Chapel Hill.

Contact us to learn more about how to build a new custom home on your land.

Interest payments in a construction loan are only due in segments, with the construction loan accessed gradually by the builder through draws as specific portions of your home are completed. 

The North Carolina county or city inspector will approve each portion of the home as it is completed, and your construction lender will review the progress before dispersing the draw to the builder.

What About when the Home is Complete? 

What happens with your construction loan upon completion of your home depends on the program you have entered with your lender. It’s most common to subsequently take on a mortgage for permanent financing, with terms up to thirty years. However, some construction loans have a one time close, which has different terms than a two time close. Your lender will advise you of the differences.

Where can I learn more about North Carolina Construction Financing?

Daniel McCoy of the McCoy Team at MVB Mortgage #485895 offers a variety of programs to choose from for your new home construction loan. 

MVB Mortgage

336 255-0445

Daniel.mccoy@mvbmortgage.com

This Portfolio Lender has programs with:

  • As low as
    95% LTV, conventional up to $453,000 on primary residence
  • As low as
    90% LTV, conventional up to $453,100 on second home
  • 100% financing
    for eligible VA borrowers
  • Jumbo
    financing to $2mil
  • Cross-collateralization
    and Bridge options
  • Interest
    only payments during the construction period
  • 660 Minimum
    Credit Score
  • All loans
    subject to credit approval

North Carolina new home loan products and interest rates are subject to change at any time due to changing market conditions. Actual rates available may be based on a number of factors including your credit rating, size of down payment and amount of documentation provided. This information is provided as an overview of the loan process and not a guarantee of lending. Contact your tax advisor about the deductibility of interest. Contact MVB Mortgage for more information about mortgage products and eligibility.

MVB Mortgage NMLS#181319

Contact Travars Built Homes to learn how to build a new home in North Carolina. Get started with your floor plan search.

Laundry Mudroom Door to Master Closet | Mebane NC New Homes

Universal design. Aging in place. Accessible: Laundry room checklist for your new construction home

Looking for a universal design / aging in place laundry room checklist for your Chatham County new construction home? Find everything you’ll need in a new, aging in place home, from doorway widths to accessible features and layout recommendations.

Experts at Travars Built Homes are certified to build aging in place style new homes. Contact us to get started on next steps for your universal design new home.

Appliance configuration

When you choose your appliances, it’s important that they be front load, for easier loading. We strongly suggest getting a matching pedestal from the appliance manufacturer. Or ask your custom home builder to create a 12-15” platform for the equipment to sit on. Stackable appliances are not universal, as neither appliance will be at the ultimate height to avoid bending and stretching.

Chatham County New Home Laundry Room

Size

Your builder will look for a way to have a 36” wide doorways and 5 foot diameter of open space in front of the washer and dryer. If the laundry is located along the hallway, it will need to be at least 4′ wide.

Wendell North Carolina New Homes | Dog House Under the Stairs

Location

Keep your laundry room on the main floor for accessibility, unless your home will have an elevator.

Storage

Cabinetry over the top of the washer and dryer may not be as useful to you as cubbies or shelves at an accessible height. Check with your builder about reconfiguring the laundry room if necessary, to allow for the kind of storage you need.

Chatham County New Home Laundry Room

Convenience

Some plans allow for a washer and dryer in the owner’s suite closet. Others can be built with a door from the owner’s suite or closet directly into the laundry room, which also has another entrance. Tell your builder what your needs are – some plans can be modified to relocate the laundry room or add extra doors.  

Chapel Hill Modern Farmhouse | Black and White Laundry Room

Task Management

Consider where you will be doing the laundry, as well as where it will be folded and put away. Do you need a table in the laundry room? Countertops can be built at varying heights. Hanging rod? Pull down ironing board? Sitting area? Your builder will take a look at the plans, to make sure there’s knee room and a 36” wide circumference, for full accessibility.

All of these features can be designed and built in for accessibility by a custom home builder.

Lighting

A universal, aging in place feature that’s important in your laundry room and throughout your home is appropriate lighting. In addition to LED lighting, ask your builder for extra lights if there are areas where you need additional illumination. Consider motion detector lighting for convenience when your arms are full so lights can operate automatically when you come and go. If there are work stations, think about under cabinet lighting, flexible track lighting, or even natural light from windows or doors.

Chatham County New Home Laundry Room

Flooring

One way to help eyesight in an aging in place design is to change flooring color in the laundry room to differentiate from surrounding areas. There are a lot of great tile choices in a huge variety of styles and colors when you work with a premium custom home builder. Consider cork, too.

Talk with an experienced NC builder

Make sure to talk with a custom home builder experienced with universal design who is flexible enough to meet your goals in design/building your home with the features and convenience you need. Contact Travars Built Homes to get started.

Where can you find an EV charging station in Pittsboro, North Carolina?

You can plug your electric car into an EV Charging Station at dozens of locations in the Pittsboro and Chapel Hill area – including your new home.

This active map from PlugShare shows where you can find public stations, designated as high power or ‘ in use’ and where they are located. ChargeHub is another great resource for EV Charge Station information, where users can also edit, add comments, and post pictures.

You can find a place to plug in while you sit outside welcoming places like this: Penguin Place – One of the Top Places to Eat in Pittsboro NC.

Nearly all of the dozens of EV Car Charging stations in the Chapel Hill/Pittsboro area are free. A typical electric car can be fully energized in about 3-6 hours, depending on the vehicle.

Talk to your builder about adding a charging station to your new home. It’s a great way to make reducing greenhouse gas emissions simple and easy, with your home as the center for your ability to have a clean alternative to conventional fossil-fuel powered vehicles.

It’s one more way that high quality custom home builders like Travars Built Homes customize your home to fit your lifestyle – along with the ability for your home to perform efficiently with lower utility bills, with your Eco-Select certificate from Southern Energy Management.

Car charging stations can be added to your new custom home during the design phase – one of the most interesting and fun parts of your home build.

Travars Built Homes can build just about anything into your new home. Just let us know what you’d like built in – and where you want your Charging Station! We also help you find a lot in Chatham County or anywhere else within about an hour of RTP.

5 Home offices that work for you

What you build into your home office can be a game changer. Here are 5 home office designs from North Carolina custom homes built by Travars Built Homes.

#1 Home Office Design: Professional Office with everything built in

Take care of business with a home office designed for everything that needs to get done: Built ins. Interactive spaces. Windows and lighting. Oak hardwood flooring.

Built In Bookcase Walls | Mebane NC New Homes

#2 Home Office Design: Sunny side out

Don’t want to feel locked down while you work? Add walls of windows to your home office, to let the sunshine in and allow you to see everything happening outside! Building a custom home means you can add as many windows as you want, depending on the plan and the builder.

North Carolina New Homes | Custom Home Builder

#3 Home Office Design: Private bathroom

Build an en-suite home office with your own private bathroom attached, for the ultimate personal space as you work. This office also has a massive walk in closet for storing business supplies and files.

North Carolina New Homes | Custom Home Builder

#4 Home Office Design: Library

Wall to wall built in bookcases with furniture cabinetry like this can enable your home office to organize books, manuals, and other necessities so you can find everything at a glance. A ceiling fan enables you to further control your environment.

North Carolina New Homes | Custom Home Builder

#5 Home Office Design: Window Treatments

There are a huge variety of window treatments that can be applied to your home office, like what you see here. This can provide an open feeling that makes your office space feel more spacious and inviting.

North Carolina New Homes | Custom Home Builder

Dog Friendly Places to Eat

Out with your four-legged Bestie, looking for places to eat that are dog friendly? Here are more than 10 options in Pittsboro where you can both drop in for a casual meal.

Here is where you can find some of those top places. All of these eateries will greet you and your dog with a smile. Some even provide water bowls and doggie treats, including, among others, Carolina Brewery, Pittsboro Roadhouse, Root Cellar, House of Hops, and Modern Life Deli & and Drinks.

The Root Cellar, 35 Suttles Rd, Pittsboro, NC 27312.

Outdoor tables at The Root Cellar. Dog friendly patio in Pittsboro at Penguin Place.

Carolina Brewery and Grill, 120 Lowes Dr, Pittsboro, NC 27312

The Pittsboro Roadhouse, 39 West St, Pittsboro, NC 27312

These are great places to socialize for you and your dog.

Keeping your dog close by and always on a leash at all of these establishments is the best practice. Use good Dog Etiquette and make sure Sam/ Fido/ Miley are being polite.

Want to build a dog friendly home in Pittsboro, Chatham County or the Raleigh region? There are hundreds of floor plans we can build for you – with whatever you’d like us to create for your entire family – including your pets.

Contact Travars Built Homes with your building questions. And learn more about what Pittsboro has to offer.

Top Things to Do in Pittsboro – Visit Rock Ridge Park

Wondering where to go to play frisbee golf in Pittsboro, NC? Getting outside and going to the park has a whole new meaning at Rock Ridge Park, just a few miles from the center of Pittsboro.

Things to Do in Pittsboro - Visit Rock Ridge Park

Things to do in Pittsboro at Rock Ridge Park include an 18 hole disc golf course, paved jogging trail, picnic area and play ground. Rock Ridge Park is a fifty two acre neighborhood park set in rolling hills of mature hardwoods.

Things to do in Pittsboro - Disc Golf at Rock Ridge Park

This is a terrific frisbee golf course that winds through scenic rolling terrain, designed by John Houck. He’s the Head of Course Design for the International Disc Golf Center, and has designed more championship disc golf courses than anyone else living today, so you know this is going to be good!

Bring something to write with if you want to keep score – cards are provided. If you’ve never played before, it’s a great time to start! Keep it simple at first, borrow a couple discs from a friend or pick up a “starter” disc, even Walmart carries them in the sports section. You’ll enjoy following the trails and seeing how close to the goal you can send your disc.

Rock Ridge Park picnic area - things to do in Pittsboro

Top things to do in Pittsboro include some great ways to stay in shape, for adults and for kids. Check out the teeter totter, trolley, slides, and benches, which can augment your CrossFit routine. Not pictured is a wonderful playground for the kids, with a very creative “natural theme” play structure, a trolley to ride, and much more.

Exercise and play area at Rock Ridge Park

Living in Chatham County can offer a relaxed environment. You can enjoy the peaceful setting of the countryside, much closer to the amenities of the Raleigh metro area than you might think. Check out some other top things to do in Pittsboro, here:

Considering building a new home in the Pittsboro area? Travars Built Homes can help you find a lot and work with you to create your custom home in Chatham County or anywhere within about an hour of RTP.